Topping Up with PAYG Credits
Buying pay-as-you-go credits that never expire and bypass your daily cap.
What PAYG Credits Are
Pay-as-you-go (PAYG) credits are a separate wallet from your plan's monthly allocation. They:
- Never expire
- Bypass your daily cap — you can spend them even on a day you've already hit your plan's daily limit
This makes them the right choice when you need extra credits right now without changing your subscription plan.
Available Packages
| You pay | You get | Bonus |
|---|---|---|
| Rs. 200 | 250 credits | — |
| Rs. 500 | 620 credits | +5% |
| Rs. 1,000 | 1,300 credits | +8% |
| Custom | Meet the Credits Calculator in App | — |
Larger packages give you a better rate — the Rs. 1,000 package includes an 8% bonus on top of the base credit value.
How Spending Order Works
When you use Epis, PastpaperLM draws from your regular plan allocation first; PAYG credits are the top-up you fall back on once your daily cap or monthly bucket runs dry, or whenever you choose to spend them directly.
Card checkout has a minimum order size — very small top-ups may not be available through card payment. If you're paying by bank slip instead, see Paying by Bank Slip.